by Occam Education
Welcome to Occam Education, LLC (“Occam”)'s VitaeMe service hosted at https://occam.me (the "Site").
Portions of the Site or the Services may be governed by different or additional terms and conditions. In the event of a conflict between any provision of the Terms and any specific terms and conditions for a particular usage of the Site or the Services, the applicable provision of the specific terms and conditions for that usage of the Site or the Services shall prevail with respect to your use of the Site or the Services.
To obtain full access to the Services, you must complete a registration. You will be asked to provide certain registration details or other information; to establish an account specific to you (“Account”) to be provided by us at the terms and pricing set forth at the time of registration. By signing up for your Account, you agree to pay the fees designated by us for the type of account and/or Services you have selected (the “Fees”).
To create your Account, log into the site, and/or participate in any Services offered by the Site, you must qualify and agree to the conditions set forth below. Failure to qualify and continuously abide by any of the following conditions constitutes a breach of the Terms and may result in the termination of your Account and authorization to use the Site and the Services.
You agree that:
We reserve the right (but do not undertake the obligation) to conduct a review, at any time, to validate your Account information and/or to ensure that your participation in the Site and use of the Services does not breach the Terms and/or any applicable law. You authorize us and our agents to make any inquiries of you and for us to use and disclose to any third party we consider necessary to validate this information. To facilitate the foregoing validation, you agree to provide sufficient information or documentation as we, in our discretion, may request. If you do not provide such information within thirty (30) days of our request, if your responses are incomplete or otherwise insufficient, or if we cannot verify the information applicable to your Account, your Account may be terminated.
For so long as you are our customer and paying the Fees required by the Terms, Occam grants to you a non-exclusive right to use the Site and our Services, subject to the restrictions set forth in the Terms and any other restrictions communicated by us in writing. You may use the Site only for purposes expressly permitted by the Site. You may not use the Site for any other purpose, including any other commercial purpose, without our express prior written consent.
Occam may provide users an opportunity to transmit or post content, which may include text, videos, photographs, images, sound files and/or other content, to the Site or through use of the Services (collectively, "User Content") and may provide for the hosting, sharing and/or publishing of such User Content. Occam does not necessarily endorse, support, sanction, encourage, or agree with User Content and expressly disclaims any and all liability in connection with any User Content.
You shall not transmit or post any User Content that:
In connection with any User Content that you submit, you affirm, represent, and/or warrant that:
Occam does not claim any ownership rights in the User Content. By transmitting or posting User Content, you grant to Occam the perpetual, non-terminable, worldwide, nonexclusive, royalty-free, sublicenseable and transferable right and license to use, reproduce, edit, remove, modify (including the size and aspect ratio of photographs), publish, transmit, display, distribute, have distributed, promote, perform, translate, and prepare derivative works of, all or any portion of such User Content in any form, in any medium now existing or hereinafter invented for any purpose, including commercial uses, including without limitation, in connection with:
You waive any moral rights you may have in the User Content. You also grant each user of the Site and/or the Services a non-exclusive license to access your User Content through the Site and/or the Services, and to use, reproduce, distribute, prepare derivative works of, display and perform such User Content as permitted through the functionality of the Site and/or the Services and under the Terms.
Occam respects the intellectual property rights of others and expects its users to do the same. In accordance with the Digital Millennium Copyright Act of 1998, the text of which may be found on the U.S. Copyright Office website, Occam will respond expeditiously to claims of copyright infringement committed using the Services and/or the Site if such claims are reported to Occam’s Designated Copyright Agent identified in the sample notice below.
If you are a copyright owner, authorized to act on behalf of one, or authorized to act under any exclusive right under copyright, please report alleged copyright infringements taking place on or through the Site by completing the following DMCA Notice of Alleged Infringement and delivering it to Occam’s Designated Copyright Agent. Upon receipt of Notice as described below, Occam will take whatever action, in its sole discretion, it deems appropriate, including removal of the challenged content from the Site.
A proper DMCA Notice of Alleged Infringement ("Notice") must:
Payments to us for Fees must be made using means of payment that we may approve from time to time.
Some of our services are provided on a recurring basis. For these, to provide continuous service, we automatically renew all paid subscriptions upon expiration ("Renewal Date"). By using the Site or the Services, you acknowledge that your Account will be subject to the above-described automatic renewals. In all cases, if you do not wish your Account to renew automatically, please follow the directions set out under the "Termination or Cancellations of Accounts & Refunds" section of these Terms.
You agree that we will not be liable for any loss caused by any unauthorized use of your credit card or any other method of payment by a third party in connection with the Site or the Services. You waive your right to dispute any payment made into your Account and you will bear all costs.
Any attempt to defraud, through the use of credit cards or other methods of payment in connection with the Site or the Services, or any failure by you to honor charges or requests for payment will result in immediate termination of your Account and may result in civil claims and/or criminal prosecution against you.
In the case of suspected or fraudulent payment, including the use of stolen credentials, by anyone, or any other fraudulent activity, we reserve the right to block your Account. We shall be entitled to inform any relevant authorities or entities (including credit reference agencies) of any payment fraud or other unlawful activity and may employ collection services to recover payments.
We may use third-party electronic payment processors and/or financial institutions ("ESPs") to process financial transactions. When initially setting up your Account, you will have the ability to decide which ESP you want to process your payments. By selecting the ESP, you authorize us, as necessary, to instruct such ESPs to handle such transactions. You authorize us to give such instructions on your behalf in accordance with your requests as submitted on the Site for the use of Services. You acknowledge that each ESP has its own terms and conditions of use and that we are not responsible for said terms and conditions. In the event or conflict between these Terms and the ESP's terms and conditions regarding the Site or the Services, these Terms shall prevail.
We may terminate these Terms, terminate your access to all or part of the Site and/or Services, or suspend any user's access to all or part of the Site and/or Services, at any time, without notice to you, if we believe, in our sole judgment, that you or any user connected to you have breached or may breach any term or condition of these Terms, if we believe it is required by law, or otherwise. We may delete any data in your Account or other materials relating to your use of the Site and/or our Services on our servers or otherwise in our possession. You acknowledge that we shall not be liable to you or to any third party for any termination of your access to the Site and/or our Services.
If we terminate your Account, all of your Account data may be deleted.
If you have paid for a recurring service, you may cancel at any time before the Renewal Date, and you will not be charged for use of the Services. After you have paid for a service, you may cancel your Account before the Renewal Date, and your account will not be renewed, but any fees you paid for the recurring service will not be refunded.
Upon termination of your Account for any reason, we will delete any personal information regarding your Account at your request and choice.
All materials published on or in the Site and/or Services are protected by copyright laws, and may not be reproduced, republished, distributed, transmitted, resold, displayed, broadcast, or otherwise exploited in any manner without the express written permission of either Occam or, in the case of content licensed by Occam from third parties, the entity that is credited as the copyright holder of such licensed content. You may download accessible material (one copy per page) from the Site or the Services for your personal and noncommercial use only, without altering or removing any trademark, copyright, or other notice from such material. To request use of U.S. News Services content - other than personal, non-commercial use as described above - contact firstname.lastname@example.org to request specific, written authorization, which may require payment of an additional fee and may be granted or denied in the sole discretion of Occam.
For your convenience, the Site and/or the Services may reference or link to other third-party websites throughout the Web ("Third-Party Websites"). Occam has no control over Third-Party Websites or the content found on Third-Party websites. Occam does not guarantee, represent, or warrant that the content contained on such Third-Party Websites is accurate, legal, and/or inoffensive. The Terms does not extend to your use of Third-Party Websites, and your use of Third-Party Websites is solely at your own risk and discretion. By using the Site to search for or link to Third-Party Websites, you fully understand and agree that you may not make any claim against Occam for any damages or losses, whatsoever, resulting from your use of the Site to obtain search results or to link to Third-Party Websites.
Occam makes money on some products and services that are talked about on this website through affiliate relationships with the merchants in question. That in no way affects our opinion of those products and services.
The materials and tools contained on the Site and through the Services are provided by Occam as a service to you for your noncommercial, personal use on an "as is, as available" basis and may be used by you for informational purposes only. You acknowledge that you are using the Site and Services at your own risk. Occam assumes no responsibility for errors or omissions in these materials. Occam makes no commitment to update the information contained herein. Occam makes no, and expressly disclaims any and all, representations or warranties, express or implied, regarding the Site and/or the Services, including without limitation the accuracy, completeness, or reliability of text, graphics, links, products and services, and other items accessed from or via the Site and/or the Services, or that use of the Site and/or the Services will be uninterrupted, error-free, or free of viruses or other harmful components. No advice or information given by Occam or any other party on the Site or through the Services shall create any warranty or liability. The content provided through the Site and/or the Services should be used for informational purposes only; the content is not intended to be a substitute for professional advice.
Occam does not warrant or make any representations regarding the use or the results of the use of the materials on the Site or through the Services in terms of their correctness, accuracy, timeliness, reliability, or otherwise.
Under no circumstances shall Occam or any of its parents, subsidiaries, affiliates, licensors, or their respective constituent entities, partners, officers, directors, employees, agents, or representatives be held liable for any damages, whether direct, incidental, indirect, special, or consequential, and including, without limitation, lost revenues or lost profits, arising from or in connection with your use, reliance on, or performance of the information on the the Site or the Services.
Your sole remedy in the event of any deficiency, defect, failure, error or interruption in the Site or the Services or any goods or services offered for sale through the Site or the Services shall be to request that Occam correct the matter or, if Occam fails to do so, to discontinue use of the Site and/or the Services. In no event shall Occam’s liability exceed an amount equal to all fees paid by you to Occam in connection with your use of the Site or the Services.
Occam periodically schedules system downtime for maintenance and other purposes. Unplanned outages also may occur. Occam shall have no liability for the resulting unavailability of the Site or the Services or for any loss of data or transactions caused by planned or unplanned system outages, or any outages of web host providers or the Internet infrastructure and network external to the Site or the Services.
You agree that any claim, action, or proceeding arising out of the Terms, or your use of the Site and/or Services, shall be governed by and construed in accordance with the laws of the State of Indiana applicable to contracts to be wholly performed therein, and any action based on or alleging a breach of this Agreement must be brought exclusively in a state or federal court located in Allen County in the state of Indiana. In addition, you agree to submit to the personal jurisdiction of such courts.
Welcome to Occam Education LLC (“Occam”)’s website, https://occam.me (the “Site”).
This Policy may be modified at any time and from time to time. The date of the most recent changes or revisions will appear on this page. We will notify you of such changes via email or posting on the Site such modification.
By visiting or using the Site or the Services in any manner, you acknowledge that you accept the Policy and you give your consent that we will collect, use and share your Personal Data as outlined in this Policy. If you do not agree with this Policy in its entirety, please do not use the Site and/or the Services.
If you are a resident of the European Economic Area (“EEA”) or Switzerland, please see the “Users in the EEA or Switzerland” section of this Policy.
Occam may collect personally identifiable information from you such as your name, telephone number, postal address, e-mail address, and credit card information, so that we (on our own behalf, or on behalf of third parties) or other third parties can provide you with the products and/or services you request or that you have agreed to receive. For example: we will ask for your name, email address, and certain other information in order to register your account for use of the Site. We will collect your credit card information so that we can process your payment for fees associated with accessing the Site or the Services. During the ordering process, such credit card information is transmitted to Occam and then to third-party credit card processors and card issuers that use your information to process your order. You may always refuse to provide Personal Data, but this may lead to our inability to provide you access to the Site or to the Services.
Occam may also collect information that does not identify you by name when you visit the Site or use the Services, such as your internet protocol (“IP”) address, geo-location, domain name, browser configuration, device type, unique device identifier, the type of operating system you are using, information about you Internet service provider, the time of your visit, whether you are a returning visitor, and any referring website.
Occam may also collect information about you from publicly and commercially available sources, as permitted by law, which we may combine with other information we receive from or about you.
We may use the information you supply to fulfill your requests for products and services, to respond to your inquiries, to administer your account, to provide access to the Site and or our Services, to collect fees, to troubleshoot errors, to meet legal requirements, and to offer other products and services from either us or third parties which may be of interest to you. If you choose to submit comments or other content for posting on the Site, we may publish your name, screen name or such information that you supply.
If you have indicated interest in receiving information directly from a third party, we may provide such third party with information that may include but not be limited to your name, telephone number, postal address and email address. If you decide that you do not wish to receive further communications from such third party, you will need to so notify such third party.
In addition, Occam may disclose information we maintain if in good faith we believe that such disclosure is necessary to:
We may also disclose information we maintain in connection with a corporate transaction, such as a divestiture, merger, consolidation, or asset sale.
We retain your Personal Data for as long as the information is relevant to our business purposes or until you request that we remove the Personal Data. However, we may be required by certain laws or regulations to retain your Personal Data for as long as such laws and regulation require us to do so.
Users who wish to have their Personal Data deleted from the Site may do so by contacting us at email@example.com. You are responsible for deleting your Personal Data stored on any third-party website or gateway that you have chosen to use and which is not managed by us.
There may be residual Personal Data that will remain in our database logs and other records. Such residual Personal Data will be deleted according to a fixed schedule.
If you wish to update any Personal Data provided to us, you may do so through the Site or by contacting us at firstname.lastname@example.org.
You may be able to invite other people to become registered users of the Site by sending an invitation email via our automated invitation system. For user verification and user volume purposes, we may store the email addresses that you provide to us though our automated invitation system. We do not sell these email addresses or use them to send any other communication.
We use commercially reasonable physical, technical and administrative controls to protect the information we collect online. Please note that since no method of transmission over the Internet, or method of electronic storage, is completely secure, we are unable to guarantee security of your information.
The Site and/or the Services may link to third-party websites and services that are outside of our control. Occam is not responsible for the privacy or security of any information collected by such third-party websites or services. You should review the privacy policies applicable to any such third-party websites or services that you use.
If you decide that you do not wish to receive email communications from Occam, you may opt-out of receiving further e-mails and other communications by sending us a message at email@example.com or by clicking "Unsubscribe" if it is present in an email you received.
Occam and some advertisers, service providers and other third parties that help manage and optimize the Site and/or the Services may place cookies on your computer or mobile device in connection with your use of the Site and/or the Services.
Cookies and other tracking technologies are placed on your computer or mobile device to improve the design, delivery and content of the Site and/or the Services and to enable us to personalize your user experience. Cookies help deliver and measure the effectiveness of advertisements, calculate unique site visitors, track usage throughout our site, and make the login process more convenient.
If you use Site and/or the Services outside of the United States, you understand that Occam may collect, process, and store your personal information in the United States and other countries. The laws in the U.S. regarding personal information may be different from the laws of your state or country. Any transfers of personal information will comply with safeguards as required by relevant law. If applicable, you may have a right to claim compensation for damages caused by a breach of relevant data protection laws.
If you are a resident of the EEA or Switzerland, the following information applies with respect to personal data collected through your use of the Site and/or the Services.
As explained above, Occam processes personal data in various ways depending upon your use of the Site and/or the Services. We process personal data on the following legal bases:
Users that reside in the EEA or Switzerland have the right to lodge a complaint about our data collection and processing actions with the supervisory authority concerned.
If you wish to withdraw your consent to the use of technologies such as cookies to deliver relevant advertising on the Site and/or the Services and across the Internet, personalize content and perform site analytics, you should disable cookies on your browser by following your web browser's instructions. Once you do so, you will not be able to access the Site and/or the Services unless you subsequently provide your consent for the use of such technologies.
Personal information we collect may be transferred to, and stored and processed in, the United States or any other country in which we or our affiliates or subcontractors maintain facilities. Occam will ensure that transfers of personal information to a non-EEA country or an international organization are subject to appropriate safeguards.
You are entitled to the rights under Chapter III of the EU General Data Protection Regulation or Section 2 of the Swiss Federal Act on Data Protection with respect to the processing of your personal data, which include the right to access and rectify your personal data and to request erasure of your personal data. To exercise these rights, contact firstname.lastname@example.org.
No one under the age of 13 should provide any personally identifiable information to Occam. Occam does not knowingly collect personally identifiable information from children under 13 without verified parental consent. In the event that we learn that we have collected such information from a child under the age of 13 without verification of parental consent, we will delete this information from our database as quickly as possible. If you believe the Site and/or the Services has collected any personally identifiable information about anyone under 13, please contact us at email@example.com. For residents of the EEA and Switzerland, the provisions of this paragraph apply to children under the age of 16, or, if different, the relevant age of consent that has been set for provision of personally identifiable information in such EEA country.
Users of the Site who are California residents may request certain information pursuant to California Civil Code Section 1798.83 regarding our disclosure of personal information to third parties for their direct marketing purposes. To make such a request, please send an e-mail to firstname.lastname@example.org with "Request for California Privacy Information pursuant to California Civil Code Section 1798.83" in the subject line and in the message.
If you have any questions about this Policy, you can contact us at email@example.com.